Independent Financial Advisers
Independent Mortgage Brokers

We can help you to find the best deal in the market

Are you...
searching for the best deal in the market?
a first time buyer?
interested in buy-to-let?
self employed?

Even if you have little or no deposit, or if you have been refused a mortgage, speak to us for true, independent mortgage advice

About Us

Stone Financial Consultants Ltd are Independent Financial Advisers established in 1999, offering our clients experience and knowledge in all aspects of finances.

We offer advice on all types of savings, pensions and investments along with mortgages and equity release products. Our advisers are fully authorised and regulated to offer independent advice on all aspects of your finances.

We are UK Independent Mortgage Advisers with over 37 years of experience in the Financial Services industry. We therefore offer you unbiased financial and mortgage advice from the whole of the market. Our aim is to help you make the most of your money.

Authorised & Regulated by the Financial Conduct Authority for pensions, protection products, investment products, mortgages and equity release.   

Our Services


Whether you are a first-time buyer, an experienced landlord with an established portfolio, or looking to re-negotiate your existing residential mortgage, as Independent Mortgage Advisers we search the whole of the market to give expert, personal advice to find the best solution for you.

As a last resort, your home may be repossessed if you do not keep up with payments


Have you ever thought about how you and your family would cope financially if you were to suffer a critical illness, loss of income or death?
Here at Stone Financial we believe in giving you the best advice and making sure you are fully aware of all the options available to you. We advise on a full range of protection policies including: LIFE ASSURANCE, CRITICAL ILLNESS COVER & INCOME PROTECTION.


We are Independent Financial Advisers offering advice on Investments, Pension Plans and Savings Schemes. We are happy to offer a ‘free initial consultation’ to discuss your savings and investment goals. Whether you are planning for your retirement, funding your children's education or wish to enjoy life's luxuries in the future.
We recommend products from the whole of the market - for example ISAs and Investment Bonds, to create financial portfolios aligned to your attitude to risk.


We provide advice and recommendations for your pension needs from the whole of the market. We can help you choose a pension to suit your needs, both now and going forward, including reviewing existing pension plans you may already have.

Making a Will

A will is the only way to make sure your money, property, possessions and investments (known as your estate) go to the people and causes you hold dear. Here at Stone Financial Services Ltd we can help you do your will as part of your financial planning.

Will writing and Power of Attorney writing are not regulated by The Financial Conduct Authority. 

Power of Attorney

Putting in-place a Power of Attorney can give you peace of mind that someone you trust, is in charge of your financial affairs, should you need them to be, either now or at some point in the future. If you're aged 18 or older and have the mental capacity to make financial, property and medical decisions for yourself, you can arrange for someone else to make these decisions for you in the future.

Contact Us

Gibraltar House
61 College Road
Crosby, Liverpool
Merseyside L23 0RL

Stone Financial Consultants Limited is Authorised and Regulated by the Financial Conduct Authority (FCA).
FCA Registration number: 302104

The guidance contained in this website is subject to the UK Regulatory Regime and is therefore targeted at consumers aged over 18 years and based in the UK.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at

IFA – Independent Financial Advisor
Financial Planning
Pension Advisers
Independent Mortgage Advisers
Mortgage Broker
Life Insurance Adviser
Critical Illness Cover Adviser
Whole of Market Mortgage Broker
Commercial Mortgage Broker
Investment Advice
Inheritance Tax Planning
Wills & Powers of Attorney

Legal disclaimer:
The information contained on this website is for general information purposes only. The information is provided by Stone Financial Consultants Limited and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, expressed or implied, about the completeness, accuracy, reliability, suitability or availability of the website or the information, products, services, and related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.